PRIVACY POLICY

Privacy Policy

Last Updated: September 1, 2025

This Privacy Policy describes how WealthBridge Loan Management System ("we," "us," or "our") uses and discloses information when you use our mobile application (the "App") and related services (collectively, the "Services").

Types of Information

Our services involve the following types of information:

  • Transaction Information: Details about investments, loans, repayments, and other financial transactions you conduct through our Services.
  • Device Information: Information about your mobile device, including device type, operating system, unique device identifiers, IP address, mobile network information, and mobile browser type.
  • Usage Information: Information about how you use our App and Services, including access times, pages viewed, and app interactions.

How We Collect Information

We collect information in several ways:

  • Direct Collection: Information you provide to us when you register for an account, complete your profile, apply for loans, make investments, or contact our support team.
  • Automated Collection: Information collected automatically when you use our App, including through cookies and similar technologies.

How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve our Services
  • Process and manage your account, loans, and investments
  • Communicate with you about your account, transactions, and our Services
  • Verify your identity and prevent fraud
  • Personalize your experience and provide tailored content and recommendations
  • Analyze usage patterns to improve our App and Services
  • Comply with legal obligations and enforce our terms of service

Information Sharing and Disclosure

We may share your information with the following categories of recipients:

  • Service Providers: Third-party vendors who perform services on our behalf, such as payment processing, data analysis, email delivery, and customer service.
  • Financial Partners: Financial institutions, credit bureaus, and other partners that help us provide our financial services.
  • Legal Requirements: When required by law, subpoena, or other legal process, or if we have a good faith belief that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
  • Business Transfers: If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.
  • With Your Consent: We may share your information with other parties when you have consented to or directed us to do so.

Data Security

We implement appropriate technical and organizational measures to protect the security of your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

  • Accessing and updating your personal information
  • Requesting deletion of your personal information
  • Objecting to certain uses of your information
  • Withdrawing consent (where processing is based on consent)
  • Data portability

To exercise these rights, please contact us using the information provided in the "Contact Us" section below.

Children's Privacy

Our Services are not intended for children under the age of 18, and we do not knowingly collect personal information from children under 18. If we learn we have collected or received personal information from a child under 18, we will delete that information.

International Data Transfers

Your information may be transferred to, and maintained on, computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those in your jurisdiction. We will take appropriate measures to ensure that your personal information remains protected in accordance with this Privacy Policy.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

WealthBridge Loan Management System

✉️Email: support@wealthbridgemw.com

📞Phone: +265881931486 or +265993624875

📍Address: Area 38, Bypass Road, Near Buluzi Primary School, Lilongwe Central, Malawi